Icici Bank Home Loan
Features: The bank offers home loans to Indians and NRIs for purchase of new and resale properties as well as plots. The loan tenure is available up to 25 years. A Free Personal Accident Insurance is also offered. The loan is available at fixed and floating interest rates. Loan transfer option is also available.
Co-applicants allowed: Father,Mother,Brother,Son,Spouse
Processing Fees: 0.5% of loan amount
Prepayment Charges: There is no charge on part pre payment. In case of full prepayment - 2% of the principal outstanding at the time of foreclosure.
Min-Max Age: 21-65
Max Tenure: 15
| Plan | Interest Rate Min | Interest Rate Max | EMI | Processing Fee |
|---|
Home loan residential
ICICI Bank - Floating
8.75
8.75
19989
0.5% of loan amount
| ICICI Bank - Floating | 8.75 | 8.75 | 19989 | 0.5% of loan amount |
ICICI Bank - Fixed
16.0
16.0
29374
0.5% of loan amount
| ICICI Bank - Fixed | 16.0 | 16.0 | 29374 | 0.5% of loan amount |
ICICI Bank - Special Scheme 2
8.25
8.25
19403
0.5% of loan amount
| ICICI Bank - Special Scheme 2 | 8.25 | 8.25 | 19403 | 0.5% of loan amount |
ICICI Bank
8.75
8.75
19989
0.5% of loan amount
| ICICI Bank | 8.75 | 8.75 | 19989 | 0.5% of loan amount |
ICICI Bank - Special Scheme
8.25
8.25
19403
0.5% of loan amount
| ICICI Bank - Special Scheme | 8.25 | 8.25 | 19403 | 0.5% of loan amount |
Home loan Plot of Land
ICICI Bank
8.75
8.75
19989
0.5% of loan amount
| ICICI Bank | 8.75 | 8.75 | 19989 | 0.5% of loan amount |
ICICI Bank Other Plans
ICICI Bank - Fixed
16.0
16.0
29374
0.5% of loan amount plus applicable taxes and surcharge
| ICICI Bank - Fixed | 16.0 | 16.0 | 29374 | 0.5% of loan amount plus applicable taxes and surcharge |
ICICI Bank - Floating
8.75
8.75
19989
0.5% of loan amount plus applicable taxes and surcharge
| ICICI Bank - Floating | 8.75 | 8.75 | 19989 | 0.5% of loan amount plus applicable taxes and surcharge |