Bank Of Baroda Home Loan
Features: 'Baroda Housing Loan', as this product is called, is available for purchase of new/ resale property as well as for plots. The loan is offered to both Indians and NRIs. It also offers free property and personal accident insurance. One gets a credit card called 'Paras Card' with a credit limit of Rs. 1 lakh and above for free. The option of balance transfer is available.
Co-applicants allowed: Father,Mother,Brother,Son,Spouse
Processing Fees: For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/-
Prepayment Charges: If paid from own source- Nil, in other cases- 0.5% of principal amount prepaid.
Min-Max Age: 21-60
Max Tenure: 15
| Plan | Interest Rate Min | Interest Rate Max | EMI | Processing Fee |
|---|
Home loan residential
Bank of Baroda - Floating
8.75
8.75
19989
For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/-
| Bank of Baroda - Floating | 8.75 | 8.75 | 19989 | For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/- |
Bank of Baroda - Fixed
10.0
10.0
21492
For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/-
| Bank of Baroda - Fixed | 10.0 | 10.0 | 21492 | For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/- |
Bank of Baroda - Fixed
10.0
10.0
21492
for loans upto Rs 20 lakh- 0.25%, above Rs 20 lakh- 0.20% or max Rs 25000, For above Rs.5 Crore - 0.60% of loan amount, max Rs 10,00,000/-
| Bank of Baroda - Fixed | 10.0 | 10.0 | 21492 | for loans upto Rs 20 lakh- 0.25%, above Rs 20 lakh- 0.20% or max Rs 25000, For above Rs.5 Crore - 0.60% of loan amount, max Rs 10,00,000/- |
Bank of Baroda - Floating
8.75
8.75
19989
For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/-
| Bank of Baroda - Floating | 8.75 | 8.75 | 19989 | For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/- |
Home loan Plot of Land
Bank of Baroda Other Plans
Bank of Baroda - Fixed
10.0
10.0
21492
for loans upto Rs 20 lakh- 0.25%, above Rs 20 lakh- 0.20% or max Rs 25000, For above Rs.5 Crore - 0.60% of loan amount, max Rs 10,00,000/-
| Bank of Baroda - Fixed | 10.0 | 10.0 | 21492 | for loans upto Rs 20 lakh- 0.25%, above Rs 20 lakh- 0.20% or max Rs 25000, For above Rs.5 Crore - 0.60% of loan amount, max Rs 10,00,000/- |
Bank of Baroda - Floating
8.75
8.75
19989
For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/-
| Bank of Baroda - Floating | 8.75 | 8.75 | 19989 | For loans upto Rs.20 Lakh - 0.35% of loan amount, for loans above Rs. 20 Lakh - 0.4% of loan amount, max Rs.15000/- |