Sbi Home Loan
Features: The bank offers home loans for purchase and/or construction of house property as well as plot loans. It offers loans for buying resale property and extension/ repair/ renovation/ alteration of an existing house. The bank offers loans schemes known as 'Prashasan Plus', 'Teacher Plus' and 'Oil Plus' to Government Employees, Teachers and employees of public sector oil companies etc at consessional rates.
Co-applicants allowed: Father,Mother,Spouse
Processing Fees: 0.5% of the loan amount, max Rs 20000
Prepayment Charges: If paid from own source- Nil, in other cases- 2% on principal amount prepaid.
Min-Max Age: 21-60
Max Tenure: 15
| Plan | Interest Rate Min | Interest Rate Max | EMI | Processing Fee |
|---|
Home loan residential
SBI Easy Home Loan- Floating
8.0
8.0
19113
0.5% of the loan amount, max Rs 20000
| SBI Easy Home Loan- Floating | 8.0 | 8.0 | 19113 | 0.5% of the loan amount, max Rs 20000 |
SBI Easy Home Loan- Fixed
8.0
8.0
19113
0.5% of the loan amount, max Rs 10000
| SBI Easy Home Loan- Fixed | 8.0 | 8.0 | 19113 | 0.5% of the loan amount, max Rs 10000 |
SBI Easy Home Loan - Floating
8.0
8.0
19113
0.5% of loan amount, Max Rs 20000/-
| SBI Easy Home Loan - Floating | 8.0 | 8.0 | 19113 | 0.5% of loan amount, Max Rs 20000/- |
SBI Easy Home Loan - Fixed
8.0
8.0
19113
0.5% of loan amount, max Rs 20000/-
| SBI Easy Home Loan - Fixed | 8.0 | 8.0 | 19113 | 0.5% of loan amount, max Rs 20000/- |
Home loan Plot of Land
SBI Easy Home Loan - Floating
8.0
8.0
19113
0.5% of loan amount, max Rs 20000
| SBI Easy Home Loan - Floating | 8.0 | 8.0 | 19113 | 0.5% of loan amount, max Rs 20000 |
SBI Easy Home Loan - Fixed
8.0
8.0
19113
0.5% of loan amount, max Rs 10000
| SBI Easy Home Loan - Fixed | 8.0 | 8.0 | 19113 | 0.5% of loan amount, max Rs 10000 |
SBI Other Plans
SBI Easy Home Loan- Floating
8.0
8.0
19113
0.5% of loan amount, max Rs 10000
| SBI Easy Home Loan- Floating | 8.0 | 8.0 | 19113 | 0.5% of loan amount, max Rs 10000 |
SBI Easy Home Loan- Fixed Active
8.0
8.0
19113
0.5% of loan amount, max Rs 20000
| SBI Easy Home Loan- Fixed Active | 8.0 | 8.0 | 19113 | 0.5% of loan amount, max Rs 20000 |